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Seven Factors that Affect Your Homeowner’s Insurance Rates

A Variety of Factors Go Into Determining What You Pay for Homeowner’s Insurance

Do You Know How Much Your Home is Worth?

Knowing the Value of Your Home is Critical in Making Sure it is Insured Appropriately.

Why You Shouldn’t Roll-In Your Homeowners Insurance in with Your Mortgage Payment

It May Seem Easy and Convenient but it May be Costing You!

My Friends Wouldn’t Sue Me, Would They?

Would a Friend or Relative Really Sue You If They Got Hurt on Your Property? Odds Are They May.

Why a Home Inspection is So Critical When Buying a Home

A home inspection offers so many benefits, it should be an easy decision to have one done before buying a house. Here are some things to keep in mind.

Why a Lender Requires You to Carry Home or Auto Insurance

Why does a mortgage company or auto lender require you to carry insurance? It is to protect their own interests. Here is why insurance is required and what you can do to act in your own interest.

Calamities Basic Homeowners’ Insurance May Not Cover

Would your home be covered if it was hit by a meteorite? What about an earthquake, sinkhole, flood or wildfire? We take a look at calamities that your homeowners insurance may and may not cover.

Homeowners’ Insurance: Actual Cash Value vs Replacement Value

Knowing the difference between replacement value and cash value and keeping an accurate home inventory are critical in a homeowners insurance claim.

There’s No Business Like Home Business…If You Are Covered

There are many benefits to operating a home-based business, but there may also be risks you are not aware of. Make sure your home business is properly insured.

Protecting Your House from the Terrors of Tenants

Tenants can come up with some truly creative ways to destroy a house. Are you protected?